Government Loans - Oro Valley Homes for Sale
Oro Valley Homes for Sale, Oro Valley Real Estate in Oro Valley Arizona AZ. Search Oro Valley Homes and Real Estate, Oro Valley Realtor Ian Taylor

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Conventional mortgage loans are popular, but government home loans may offer unique options worth considering. Check out the highlights below, and ask your local mortgage consultant to help you understand each of your home buying options.
FHA Loans - 3.5% Down
A FHA loan is a mortgage product that is insured by the Federal Housing Administration and offers:
Lower down payment
Down payment & closing cost assistance may be available
Lower credit scores may be considered
Assumable
VA Loans - No Money Down
A VA loan is a mortgage product that is backed by the US Department of Veteran Affairs and offers:
No down payment4
Lender credit toward appraisal
Lower credit scores may be considered
Assumable
USDA Loans - No Money Down
The USDA Guaranteed Rural Housing mortgage program is designed to assist low-to-moderate income home buyers in rural areas and offers:
No down payment
Closing costs may be financed
Guarantee fee may be paid by the seller or financed into the loan
Assumable
Bond Loans & Down Payment Assistance
Many states and localities offer bond loans and down payment assistance programs to boost homeownership and improve local housing markets. These programs often help reduce upfront cash buyers need to purchase a home.